HKD 10,000 or above. Note: All customers can submit an application online, and eligible customers can open an account remotely. Such customers will have to meet the HSBC Advance Total Relationship Balance or mortgage eligibility criteria within 24 months of acquiring the account. Safeguard your business and your legacy with life protection insurances that can also be used as valuable employee benefits. Personal Integrated Account consists of HKD savings, HKD current, Renminbi and foreign currency savings (11 major currencies in total), time deposit and investment services. Dedicated Service from a HSBC dedicated Relationship Manager and Relationship Associate to support your business’ your business growth and banking needs. The HSBC HK Business Express App (the ‘App’) is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC’) and is intended for use by HSBC commercial banking customers in Hong Kong. Leverage HSBC’s trade network and range of import and export solutions to do business around the world safely and securely. Starting from 1 August 2019, there is no below balance fee for Integrated Account. Find out more and apply Account opening information. Accelerate funds availability and improve cash flows with multiple collection channels while consolidating information to simplify reconciliation and improve decision-making. Please be aware that other site policies will differ from our website terms and conditions and privacy policy. There is no minimum balance . Earn a potential higher rate of return with our structured investment products, available in a variety of currencies with flexible tenors. Return to main text . Unless you have a signed agreement with HSBC, if you have not made a withdrawal/deposit transaction over the past two years, and your current deposit account balance is less than NTD5,000, your account and the associated deposit, if any, will be automatically transferred to a ‘Dormant Custodian Account’. You can learn more about both here. ☄️ Instituto Orion Programas e Ações Conselhos Instituto Orion Access HSBC’s expertise with our extensive suite of banking solutions including specialty banking centres, internet banking, phone and self-service banking. Each Business Internet Banking user, no matter you are a Primary or Secondary User, is able to receive the subscribed notifications via your own preferred channel. Please bring along all required documents and initial deposit of HKD10,000 to the appointment for account opening. $75,000 minimum balance in deposit and/or investment* balances OR recurring direct deposits 2 totaling at least $5,000 per month OR An HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000 1. HSBC Advance . Streamline day-to-day finance with HSBC’s business integrated accounts, deposit and investment solutions, foreign exchange services, commercial cards and multichannel support. Simple and complete banking solution to manage your business any time, anywhere. Documents required vary for different business types, for details please refer to our Account Opening Document Checklist. Free transfer fee, no limit via HSBC Business Internet Banking (BIB). These counter transactions could be initiated by your company or a third party. Investment account is also combined under our Business Integrated Account for you to manage your investment trading needs. Are you sure you want to close the window? Your Business Integrated Account comes with a time deposit sub-account. 20,000 if the minimum average balance of a Business Account is equal to or more than IDR 10,000,000. If your business has more complex cash management needs, or you hold a higher average balance over one or more HSBC business account, the Fusion Analyzed account might work for you. to 31 January 2021, let us reward you with more welcome offers* upon successful account opening. We know starting a business is not easy. Smarter banking to help your business thrive. Company A deposits five cheques to its HSBC Business Direct account using the same pay-in slip at an HSBC branch counter. receive up to AED 2,000 ** when you switch to a Jade, Premier or Advance Account; get up to an additional AED 3,000 *** when you take a Home Loan, Personal Loan, Car Loan, Life Insurance or Investment product; Offer valid from 15 August 2020 to 30 April 2021 (both days inclusive). Account Balance Requirement and Service Fee. You may send an e-mail to our Customer Relations (e-mail address: Head.of.customer.relations.cmb@hsbc.com.hk) with additional information and documents that support your account opening application for our re-consideration. No monthly fee for a 5 year period after account … In general, HSBC Business Direct provides basic banking service and is most suitable for newly established businesses. Minimum account balance fees will not be charged on certain SGD deposit accounts from 1 November 2020 to 30 April 2021. of HK200,000 or more, in order to qualify for a HSBC Advance Account. What can I do if I wish HSBC to reconsider my account review decision? Yes, you are welcome to register for an HSBC Premier account online for yourself if you: have a personal bank account, in your name only, with HSBC (credit cards and safe deposit boxes are excluded) and have a total relationship balance of HKD1,000,000 or above. Dedicated Service from a HSBC dedicated Relationship Manager and Relationship Associate to support your business’ your business growth and banking needs. Special 100% Loan Guarantee under the SME Financing Guarantee Scheme, Financing under Export Documentary Collections, Account Opening Guide for Businesses in Hong Kong (PDF, 1.95MB). We’ve made banking simpler, faster and more intuitive to give you the freedom to do what you do best – run your business. No minimum balance fee for Personal Integrated Account and HSBC One account. Find out more and apply Account opening information. Earn regular interest income and preserve capital with Certificates of Deposit (CDs) and bonds available in a variety of currencies. It is especially popular amongst our customers mainly operating their banking accounts via electronic means. Streamline day-to-day finance with HSBC’s business integrated accounts, deposit and investment solutions, foreign exchange services, commercial cards and multichannel support. Get various benefit from smart business account . It can be held in either CAD or USD. For established businesses looking to expand into Singapore, we recommend the OCBC business entrepreneur account plus. Unless you have a signed agreement with HSBC, if you have not made a withdrawal/deposit transaction over the past two years, and your current deposit account balance is less than NTD5,000, your account and the associated deposit, if any, will be automatically transferred to a ‘Dormant Custodian Account’. Integrated Total Relationship Balance (iTRB) ... special fees amount to Rp. Bank Loans, Bank Overdrafts, Cash Management, Receivables Finance, Corporate Credit Cards, Current Accounts The $50 monthly maintenance fee is waived if minimum balance requirements are met: To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR; Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account… A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day banking with ease. Maximise returns from surplus funds with time deposit accounts and capitalise on market opportunities by trading securities online. With HSBC Hong Kong Dollar Regular Savings Account you can make transactions in HKD and enjoy competitive interest rates, low fees, and maximum flexibility. With options for startups and established small and medium-sized businesses, our integrated account solutions offer essential banking and trade services that suit your business needs. Simplify management of business finances with HSBC’s integrated account solutions. This waiver is valid throughout the mortgage relationship with HSBC. Monthly Fee. Company identification number (e.g. HSBC will notify you of any changes in the terms and conditions of this account with a prior notice of one month. Minimise your business’ financial exposure with comprehensive business insurance solutions – from protecting valuable business assets to complying with regulatory requirements. Call us to make an account opening appointment at your preferred HSBC Business Centre, then bring along all required documents and initial deposit of HKD10,000 to the appointment for account opening. Enjoy a first year waiver on your minimum account balance Safeguard your supply and sales chain by minimising the risk of bad debt and loss of goods in transit. Switch to HSBC and get up to AED 5,000 * cashback:. Located inside HSBC Business Internet Banking, the Notification Centre provides you with personalised notifications to meet your various business needs. You can now open an HSBC Business Integrated Account online! Note: All customers can submit an application online, and eligible customers can open an account remotely. The 31 Day Notice Account (31DNA) is a business account from HSBC Bank Canada. Enjoy free access to over 70 Plaza Premium Lounges worldwide and other card privileges for making business travel more rewarding. Such customers will have to meet the HSBC Advance Total Relationship Balance or mortgage eligibility criteria within 24 months of acquiring the account. Enjoy free access … Simplify retirement planning with our pensions services teams and let us guide you through the process. Refer to Fees and Charges for details. About Commercial Cards. To compare the two Business Integrated Accounts, please click here. Minimise your business’ financial exposure with comprehensive business insurance solutions – from protecting valuable business assets to complying with regulatory requirements. ITRB (Integrated Total Relationship Balance) as new service to combine Total Relationship Balance of Saving account, Deposit and Investment on your Personal account with Current account and Deposit on your Business account. If you deposit all five cheques using one common cheque deposit slip, that particular transaction will be treated as one counter transaction. Is this considered a counter transaction? Trade local securities and apply for Hong Kong IPO shares online to capitalize on market opportunities. avoid extra exchange rate charges. d. If my customer/debtor pays me by depositing a cheque into my account over a branch counter, does that constitute a counter transaction for my account? Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries. (1) The Total Relationship Balance is the monthly aggregate balance of the daily average of all deposits, gold accounts, securities, investment funds, utilized overdraft facilities, credit card cash advances, outstanding balance of personal loans and the accumulated premiums paid for the designated life insurance plans distributed by Hang Seng Bank as an agent as well as Hang Seng MPF balance. Total Relationship Balance 1. Minimise the risk of doing business internationally and get better rates online with HSBC’s wide range of foreign exchange services. Current Account HSBC One HSBC Premier Margin FX Account Passbook Savings Account Personal Integrated Account Statement Savings Account SuperEase Account University Student Account: 24 months: Investment Account: 36 months: You may click here to visit The Hong Kong Association of Banks for information of 'Understanding Dormant Accounts'. Are you sure you want to close the window? Siga a gente nas redes sociais! Extra free counter transaction allowance helps you to manage your banking needs more effectively. For HSBC Advance eligibility criteria please visit Advance section of this website account, with no minimum balance requirement or below balance fee. HK$200 if previous 3 months' average total relationship balance * is … Extended Term Insurance Refund Arrangement, Helping not-for-profit organisations to fight financial crime (PDF, 2.79MB), Managing your bank account smartly (10 languages available), Foreign Account Tax Compliance Act (FATCA), © Copyright. Customers can easily manage all finances under a single account with a single account statement, and stay on top of their finances with HSBC … Maximise working capital and improve cash flows with a wide range of financing, import and export financing, and commercial card solutions. Extended Term Insurance Refund Arrangement, Helping not-for-profit organisations to fight financial crime (PDF, 2.79MB), Managing your bank account smartly (10 languages available), Foreign Account Tax Compliance Act (FATCA), Head.of.customer.relations.cmb@hsbc.com.hk, head.of.customer.relations.cmb@hsbc.com.hk. Logon ... $100, 000 minimum balance 2 in combined personal deposits & investments with us OR; $500,000 minimum mortgage amount OR; $6,500 minimum monthly income deposit. Trade on open account terms with confidence and turn receivables into cash faster by collecting a percentage of invoices upon issuance. The next site will open in a new browser window or tab. Waived. Final verdict. You would be able to place time deposit instructions with your Business Integrated Account at our branches or via our electronic banking channels. * Terms and Conditions for these welcome offers. You will lose any information you have entered. 5 Automatic bill payment Pay bills instantly any time through HSBC Internet Banking or HSBC Mobile Banking, or even pre-set dates for automatic payment, and … A Business Specialist will be able to discuss this further. HSBC Bank offers a variety of checking account products. - Have an active Premier chequing account, and - Maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries - Hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or more Pursuant to the termination of the mortgage relationship, the waiver will cease and customers will have to maintain the Average Monthly Balance (AMB) requirements of HSBC … Trade local securities and apply for Hong Kong IPO shares online to capitalize on market opportunities. A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day banking with ease. Watch the videos in our Business Banking eSeries to learn more about the account opening process and more. Total number of counter transactions is calculated based on the total number of counter transactions conducted in respect of all accounts maintained with HSBC in Hong Kong by your company with the same business registration number. Should the Total Relationship Balance drops below HKD200,000 over the past three months, a below balance fee of HKD120 per month will be applied. Safeguard your business with HSBC’s insurance and investment solutions to minimise risk exposure and capture growth potential of liquidity. For HSBC Advance eligibility criteria please visit Advance section of this website Company A visits an HSBC branch counter to withdraw / deposit cash or withdraw / deposit a cheque from/to its HSBC Business Direct account. APYs are variable and subject to change after opening. HK$380 per month F. No fee if monthly balance is maintained Please include the below information in your email to facilitate the process: You may send an email to head.of.customer.relations.cmb@hsbc.com.hk on or before 21 calendar days after the issuance of account closure notice with the following information: a. The annual/ monthly fees and counter transaction fees for a range of personal savings accounts will also be removed. Those with the highest minimum balance requirements--HSBC Premier and HSBC Advance--feature the most perks and lowest fees when minimum balances or monthly deposits are maintained. How can I reactivate my inactive account… More information Account Opening Guide for Businesses in Hong Kong (PDF, 1.95MB) Apply online . Get faster access to payments and improve cash flows while also managing the risks associated with international trade more effectively. For buyers and suppliers trading on open account terms, HSBC offers a range of safe, secure import and export finance options. Welcome To The HSBC India Business Banking. 400 free transactions 1 per statement cycle $30 monthly maintenance fee waived with a minimum monthly balance of $25,000 between linked qualifying commercial and … You will be able to lock in an interest rate for a certain period of time. Both accounts have close to or slightly higher minimum balance requirements but offer some perks the HSBC Advance Checking doesn’t have. Product guides for our different Business Integrated Accounts are available at all our HSBC Business Centres. Welcome To The HSBC India Business Banking. About Business Integrated Accounts. 19th June 2019 – (Hong Kong) HSBC Bank announced today that below balance fee and minimum balance requirement on personal integrated accounts will be waived effective from 1st August 2019. Safeguard your business and your legacy with life protection insurances that can also be used as valuable employee benefits. Get free alert and email notifications on key account activities. Enjoy real-time foreign exchange rates via Business Internet Banking and HSBCnet. Learn more about Remote Account Opening via our demo video or user guide (PDF, 1.84MB). Commercial Cards. Yes, that transaction is deemed to be a counter transaction. Notes. Company A transfers money from its HSBC Business Direct account to an account with another local bank using the HSBC branch counter. Withdraw & deposit money whenever you need. Once your application is submitted during online business hours - Mondays to Fridays 8.30am-7.00pm, Saturdays 8.30am-4.00pm - and you have registered through Personal Internet Banking, you can use your integrated account immediately. account, with no minimum balance requirement or below balance fee. Safeguard your business with HSBC’s insurance and investment solutions to minimise risk exposure and capture growth potential of liquidity. Enjoy the perks of going digital with PayMe for Business**: ** Terms and Conditions for PayMe for Business registration offer. BusinessVantage provides more advanced banking services and is suitable for both newly established or developing businesses. Access HSBC’s expertise with our extensive suite of banking solutions including specialty banking centres, internet banking, phone and self-service banking. HSBC One is the one bank account you need to empower your financial wellbeing and become money smart every day with the offers and capabilities beyond expectation. Or if you prefer to speak to someone in branch this can also be arranged, an appointment can be made by calling 03457 60 60 60. 1 Interest rates are calculated on a daily basis and credited on a monthly basis.. 2 This account does not support cheque book facilities.. 3 Deposits into any renminbi ("rmb") Deposit Account shall be by way of foreign exchange conversion from non-rmb denominated currency(ies) only, save for transfers between a rmb Time Deposit Account and rmb Everyday Global Account opened hereunder. Business Banking Language English ... and without maintaining any minimum balance in the account. Conduct business with confidence, even where you lack established relationships. Enjoy free access … Open an account today. Enjoy free access to over 70 Plaza Premium Lounges worldwide and other card privileges for making business travel more rewarding. Minimum account balance fees will not be charged on certain SGD deposit accounts from 1 November 2020 to 30 April 2021. Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. Bank Loans, Bank Overdrafts, Cash Management, Receivables Finance, Corporate Credit Cards, Current Accounts $75,000 minimum balance in deposit and/or investment* balances OR recurring direct deposits 2 totaling at least $5,000 per month OR An HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000 1. You can consolidate your current and savings accounts in HKD, RMB as well as a full range of foreign currencies. Get access to working capital and provide suppliers payment assurances to keep sales and supply chains moving smoothly. With the access of our electronic banking, you can run your business with ease. This waiver is valid throughout the mortgage relationship with HSBC. Special 100% Loan Guarantee under the SME Financing Guarantee Scheme, Financing under Export Documentary Collections. Business Integrated Accounts . What’s more, you can protect your employees’ health by providing extensive and seamless medical benefits with our Group 100 Plus Medical Plan. It allows your company to earn a high yield on a lump sum amount while offering you the flexibility to access your funds by giving 31 days’ notice. Both accounts have close to or slightly higher minimum balance requirements but offer some perks the HSBC Advance Checking doesn’t have. You'll have control of your finances, make informed decisions to achieve your financial goals and level up your financial well-being with ease. Simplify processes with HSBC’s range of convenient payment services to help streamline payments, reduce risk exposure and lower processing costs. Complete the identity verification process with HSBC Identify. It will be the first bank in Hong Kong to provide basic banking services free of charge. 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